House4Sale Long Island NY

Holtsville NY Real Estate

Holtsville NY Available Home For Sale as of September 19th 2008

70 Homes available ranging in price form $239,900 to $898,876

Holtsville NY Condos Available for sale as of September 19th 2008

11 Condos available for sale ranging in price form $154,500 to $380,000

Holtsville NY Co-ops for Sale as of September 19th 2008

13 Co-ops for Sale ranging in Price from $139,990 to $279,990

Holtsville NY Homes Closed as of Jan 1st 2008 to September 19th 2008

45 Homes Closed ranging in price from $165,000 to $813,000

Holtsville NY Condos Closed as of Jan 1st 2008 to September 18th 2008

8 Condos closed ranging in price from $230,000 to $300,000

Holtsville NY Co-ops  Closed as of Jan 1st 2008 to September 18th 2008

16 Co-ops closed ranging in price from $120,000 to $270,000

Holtsville NY Homes Currently Under Contract as of September 19th 2008

17 Homes are Currently under contract ranging in price from $204,990 to $799,900

Holtsville NY Condos Currently Under Contract as of September 19th 2008

4 Condos are Currently Under Contract Ranging in price from $259,900 to $319,000

Holtsville NY Co-ops Currently Under Contract as of September 19th 2008

7 Co-ops are Currently Under Contract Ranging in price from $129,990 to $289,990

Holtsville NY School District is Sachem School District. For More Information or to view homes or condos/co-ops for sale in Holtsville NY Please go to www.LongislandHomeLink.com or www.HSE4Sale.com

**All Information was provided from Multiple Listing Service of Long Island**

Farmingville NY Real Estate

Farmingville NY Homes Available as of September 19th 2008

125 Available Homes ranging in Price from $189,900 to $895,000

Farmingville NY Homes Closed Sales as of Jan. 1st 2008 till September 19th 2008

70 Homes Sold ranging in Price from $162,000 to $595,000

Farmingville NY Homes Currently Under Contract as of September 19th 2008

24 Homes Are Currently Under Contract for Sale In Farmingville NY ranging in price from $195,000 to $585,000

Farmingville NY School District is Sachem School District. For More Information or to view homes for sale in Farmingville NY Please go to www.LongislandHomeLink.com or www.HSE4Sale.com

**All Information was provided from Multiple Listing Service of Long Island**

Has the Market Changed Enough For Me To Buy A Home?

This is a great time to buy a home! There is a great selection of homes to choose from, sellers are typically willing to negotiate and current market interest rates are close to historic lows. Sellers may be selling because of a divorce, job relocation, or they simply cannot afford their mortgage. Finding these highly motivated sellers gives buyers negotiating leverage they don’t normally have. In a buyer’s market, sellers & builders are willing to offer incentives to entice buyers. Based on media headlines (written to sell newspapers), many buyers are sitting on the sidelines, thinking that prices will go a lot lower. While this may occur in regions where investor speculation ran wild (like Las Vegas,and Miami), statistics show that home prices in Nassau County Long Island NY and Suffolk County Long Island NY have actually been stable for the past 6 months. Especially in a slow economy, the best long term investment may be home ownership.

You know it is almost impossible to time the bottom of any market. Yes home prices may decline a little, but any increase in interest rates may eliminate and increase the true price of the home. Interest rates are expected to rise, and I have seen rates jump as much as 1% in a month’s time. When the market knows rates will be going up, they move up allot and quickly. An increase of .75% in rate on a $350,000 mortgage is equivalent to paying an additional $22,000 for that home.

Contact Mortgage Guru Peter Marino @ 516-982-9653 mailto: petermarino@greenstreetfinancial.com    www.greenstreetfinancial.com